Responding to a Crisis: The National Foreclosure Mitigation Counseling Program, 2008–2018

Read my first large publication for the Urban Institute


In 2007, as the scale and urgency of the housing crisis became clear, Congress authorized an emergency program to help Americans in danger of losing their homes. Between 2008–18, the National Foreclosure Mitigation Counseling (NFMC) program helped homeowners in need by substantially boosting the nation’s capacity for foreclosure counseling. Implemented by NeighborWorks America®, the program served more than 2 million homeowners, helped standardize foreclosure counseling practices, and fostered stronger relationships among program administrators, housing counseling agencies, and loan servicers.  The NFMC program’s impact on homeowners, housing counseling providers, and the housing counseling field will continue to be felt for years to come. Read the report on the website of NeighborWorks America.

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